Business Funding Solutions

Fuel your enterprise with smart, scalable financing — designed to support growth, stability, and long-term profitability.

1. Loan Features & Benefits

We offer customized funding solutions for entrepreneurs, startups, and established businesses, helping them meet both short-term needs and long-term goals.

• Loan Amounts: ₹1,00,000 to ₹1 crore or more
• Loan Types: Term loans, working capital, line of credit
• Tenure Options: 12 to 60 months
• Interest Rates: Tailored rates based on credit, business health, and collateral (starting from 11% p.a.)
• Collateral: Both secured and unsecured options available
• Processing Time: Fast approval within 3–5 business days
• Repayment Modes: Monthly EMIs, bullet repayments, or customized structures
• Top-Up Facility: Available after timely repayment track record
• Dedicated Relationship Manager: For every business client

2. Eligibility Criteria & Documentation

We finance a wide range of businesses — from small traders to private limited firms — with accessible and transparent processes.

• Business vintage: Minimum 1 year (startups may qualify under special terms)
• Annual turnover: ₹10 lakhs and above
• Applicant age: 22–60 years
• Business must be registered in India and operational

Required Documents:

• Business PAN card
• GST registration certificate or business license
• Last 12 months bank statements
• Income Tax Returns (2 years preferred)
• Financial statements (P&L, balance sheet)
• KYC documents of business owners/directors
• Business address proof

Optional for higher limits:

• Collateral property papers
• Projected cash flow or business plan

3. Use Cases & Business Applications

Our funding solutions are versatile and practical, empowering businesses at every stage — from launch to expansion.

• Working Capital: Manage day-to-day operations, inventory, salaries
• Equipment Purchase: Invest in tools, machinery, or tech upgrades
• Business Expansion: Open new branches or diversify product lines
• Seasonal Demands: Bridge temporary gaps or peak cycle funding
• Vendor Payments: Avoid delays in procurement or supply chain disruptions
• Debt Restructuring: Refinance costly loans with better terms
• Marketing & Branding: Fund advertising, PR, or digital campaigns
• Technology Integration: Invest in software, ERP systems, automation tools